Creative Debt Solutions
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Frequently Asked Questions
Where do I start?

You have already started by looking at our web site.

The next thing you need to do is

Contact us and we will arrange to visit you and go through all your options. It maybe that an alternative route, other than selling your house, might be better for you.

If it is we will tell you and help you all the way through the process.

What will it cost?

Nothing! We pay all the legal fees, valuation fees and mortgage costs upfront

How long does it take?

Usually we can purchase your property within 10 days

We have missed mortgage payments and loan repayments – does this matter?

No, not at all. It doesn’t matter what sort of credit rating you have

We are about to be repossessed, is it too late?

No, it’s never too late.  We’ve even stopped repossessions just hours before the court hearing.
Act now and save your home!

How do we buy the property back?

Simple, When we agree to buy your house we will give you a price for you to buy the house back. This is fixed for the term of the agreement.

When the time comes you simply buy it back at the agreed price. We will even organise the mortgage for you

What happens if we want to move?

You can move at this point we would need to talk to establish the best way forward. In most cases we would sell the house and all the proceeds over the agreed price will be returned to you.*

*less selling costs (estate agents, legal fees etc…)

Will our neighbours or family find out?

Very unlikely. As no for sale sign will be erected and our service is completely confidential.

What sort of contract do we get to buy our property back?

You will get a legal agreement that will be registered at the land registry stating that you have this option.

What happens if I don’t pay the rent?
This will be in breach of your contract. So it is very important that you keep up with your rental payments

When we are renting, can we improve the property?

You will have a tenancy agreement, which will state that you are unable to do a lot of things. However, should you wish to do anything to your house you can by simply asking us if it’s ok to do. We will give you written confirmation within 2 working days of your request.


 Call us Today on Freephone 0800 083 2515  










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